Full-Time Manager Home Loans

Fiji Development Bank (FDB) – Posted by FDB – Suva, Central Division, Fiji

Job Description

Key Responsibilities:

Develop and manage the overall strategy for the Home Loans portfolio to ensure sustainable growth, profitability, and risk mitigation.
Align the Home Loans product offering with FDB’s broader investment strategies and national housing policy objectives.
Provide high-level advice to the Chief Investment Officer on housing market trends, emerging risks, and opportunities.
Monitor key performance indicators (e.g., growth, income, arrears, provisioning) and implement timely corrective actions as required.

Oversee the end-to-end credit process, including appraisal, structuring, and approval of loans within delegated authority.
Ensure compliance with credit policies, risk frameworks, and legal/regulatory requirements.
Drive improvements in portfolio quality through early intervention strategies and delinquency management

Manage the day-to-day operations of the Home Loans Unit, ensuring efficient loan processing, quality assurance, and high levels of customer service.
Oversee disbursement processes to ensure accuracy and timeliness.
Lead continuous improvement initiatives to enhance process efficiency and reduce turnaround times.

Lead and nurture a high-performing team with clear KPIs and performance expectations.
Provide mentoring, coaching, and professional development to staff.
Ensure effective succession planning and capability development aligned to strategic goals.

Build strategic partnerships with key stakeholders including developers, real estate agents, legal professionals, and government housing authorities.
Promote FDB’s home loan products through community outreach, financial literacy programs, and partnerships with development agencies.
Explore new housing finance opportunities such as turnkey housing, gated communities, and public-private initiatives.

Develop and manage the Home Loans Unit’s annual budget and business plan.
Identify and secure external funding sources to support the housing finance portfolio (e.g., ADB or other development partners).
Monitor unit performance against revenue, cost, and profitability targets.
Provide regular financial and risk reporting to the Chief Investment Officer.

Ensure full compliance with all internal policies, prudential standards, and regulatory requirements.
Manage internal and external audit processes and ensure timely resolution of audit issues.
Safeguard data integrity and the proper maintenance of customer records and legal documentation

Lead enhancements to FDB’s home loan products to ensure they remain competitive and responsive to customer needs.
Collaborate with digital, IT, and marketing teams to improve delivery channels and user experience.
Conduct regular market benchmarking to ensure relevance and alignment with industry trends.

Qualification

Bachelor’s degree in finance, Banking, Economics, Business Administration, or related field.

Experience

Minimum 7–10 years of experience in banking or financial services, with a strong background in retail or housing finance.

Job expires in 9 days.

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